You just said on air that your mortgage person is not calling you back. I would love to help. I work for a FDIC bank so I can lend in all 50 states. Visit my web site to view rates and for my contact info. I hope to talk to you soon.

Axel

I heard you mention this morning that you are trying to refinance, but could not get a callback. My community bank has been in business with the same name for 102 years, and we have funds available to lend in all 50 states for mortgages of all types. If I can help you in any way, please let me know, I promise a rapid callback.

Thanks,
Kendrik Cone
Mortgage Loan Officer
Roscoe State Bank
512-423-9761

P.S your morning on air team is great.

With that being said, I could get used to all of this free shipping

i am an ultra small business owner from the midwest, and have been helping young professionals, one on one, with their asset management issues for some time, as i said last year… oil prices will rise sharply but will stabilize when the spec buyer is gone and regular supply and demand is restored…current prices will be $47-$52 for a time and will finally stabilize at $75-$90 in less than 12mo, which is a fair market value..(sorry..$3.00gal for gas is reasonable considering what milk cost)….i advised 2 years ago to invest in modest housing at a reasonable price and that the rise in some properties is overvalued and unsustainably high, and that a correction with be forthcoming. (anyone with common sense could see these things coming)…i myself have bought many undervalued stocks, some even going into chapter 11…….we will see better than expected numbers for retail this season and into next year…..NEVER underestimate the american people…..all we hear is 5%….7% off in sales, that is nothing, it is a short dip in a long cycle curve…… all we hear now from the media is based on a false negative perception brought on by fools from govt saying “the sky is falling” and, since “confidence” is molded by perception why is it a BIG surprise the market is so up and down…..look…it takes 3 times the positive to overcome the negative……so lets hear more of the positive, like from the midwest where housing starts continue and their prices are stable, new businesses are starting, people are shopping, spending and supporting each other, almost all are working, paying their house pay., car pay., credit debt, watching their kids play sports, putting food on the table, and even trimming the tree, putting up xmas decorations, knowing all is not lost no matter what the experts and media say, and that UNITED STATES OF AMERICA is where life is good……we that pay our bills on time are all very tired of hearing how bad it is for the 10% of the ones that overextended themselves……we all will have a GREAT CHRISTMAS this year no matter what washington says……..not in “things”, but in spirit!!!!!!!!! we will prevail !!!!!!

As cost drives the consumer, adoption to this model will accelerate. This will allow for more cost deflation, which is not what we really want for a growing economy. I associate this business model with a “Red Ocean” scenario, only the strongest will survive.

I was surprised by the brisk holiday sales figures for black Friday. So I asked some of my friends what was going on with their holiday spending, and many of them said they were topping off their credit cards because they didn’t care anymore.

A few of them even said that they felt that this might be the last holiday season they’d be able to get their hands on merchandise, so they’re just going into major denial mode.

Kind of a “live for today” situation. Not sure if this is the case everywhere, but it could be one explanation?

Gary Fong

then what ?

mass layoffs ?